Looking for a mortgage? Check your credit score! Many assume that their credit score will be fine because they have never (knowingly) had so much as a late payment. Do you know that applying for a loan or a mortgage can result in your credit score taking a hit? Some people only discover issues in their file on application for a mortgage.
Experian, Equifax and Call Credit are the 3 main providers to check. You can usually sign up for free for 30 days to obtain your full report. Don’t let your mortgage application be the first time you find out about issues in your credit file. Be prepared! For more information, give the office a phone on 01847894836.